MyTenSense.com

Haiti-born music producer Wyclef Jean was one of the few people to speak at length about the late Michael Jackson’s influence during the supposedly all-night BET Awards tribute to the King of Pop on Sunday.
Then, at the end of his acceptance speech for BET’s Humanitarian Award, Wyclef looked up at the Shrine Auditorium’s balcony and told fans they have no excuse for not succeeding in life.
“I went from a hut, to the projects, to a mansion,” the former Fugee said with conviction. “You have no excuse.”

Wyclef is right. Many people are blaming the global recession, being laid off from a job and adjustable rate mortgages that made their house note unaffordable, but the excuses need to stop.
Wyclef grew up in poor surroundings in Haiti, and now he’s making millions in music and acting.
Michael Jackson was raised with eight siblings in a tiny house in Gary, Ind., but amassed a half billion-dollar estate that included his 2,500-acre Neverland Ranch before his untimely death at the age of 50 last week.

I got pregnant with my first child when I was 16, and now I’m the No. 1 insurance agent for my employer, I’m an author and I’m a first-time homebuyer.
We’re not lucky and we’re not any more special than you are. The reason for all of our success, and the success of those you admire, is we didn’t except our circumstances. We didn’t make excuses. Instead, we were motivated by our circumstances and used our talents to make lemonade out of lemons.
If you’re struggling and complaining about your situation, do something about it. You have no excuse.
You have a skill that only you were made to use, and you need to figure out what that is and use it to the maximum.
I would also recommend having multiple income streams. Wyclef, 36, has money flowing in from his career as a singer, songwriter, producer, actor and musician (guitar, drum, piano). However, his $1.4 million waterfront Miami mansion was foreclosed on, and he says he has a new mansion.

Michael Jackson’s estate is valued at $576 million from a record-setting solo career, ownership of the 750,000 Sony/ATV Music Publishing catalog worth $390 million and $20 million in cars. But the $331 million he owed will be deducted from his assets, leaving more than $200 million for his mother and three children.
I also have multiple income streams from being an insurance agent, writing books and web hosting. I also had a lot of debt and most Americans do for spending more than their take-home pay. But now my debts are small and I budget and save my money.
I was unemployed when I started out selling insurance on commission, and I squandered a lot of money before taking it upon myself to learn how to budget and save my earnings. Now I’ve used my experience to pursue my book writing career and to create a couple web sites, such as www.mytensense.com, for additional income and to spread my knowledge to help others.
So you need to start that business and get in on that other opportunity you’ve put off and be open to listen to money-making opportunities that come your way.
Of course, it’s not how much you make, it’s how much you keep. So make sure to learn about budgeting, saving and investing, so you never have to feel vulnerable because you have no money.
I should know because I screwed up big-time with money, but now I have good credit, money saved and a brand new house on a big lot. I have used my experience to co-write a book, What My Mom Taught Me About Money, with my 15-year-old son that teaches high school students, college students and young adults to form good financial habits. The book will be available on Amazon.com, Borders.com, and thousands of sites in 30-45 days, but you can purchase a copy now right here on my publisher’s site.
Just like I had no excuse to fail after a teen pregnancy, you also have no excuse to remain in whatever situation you’re in.

By Teneshia LaFaye

Buy a limited edition I Was There, King of Pop Commemorative Journal featuring many of these stories to remember the positive side of Michael Jackson’s life. The journal went on sale at the pop icon’s public memorial in L.A., and a limited supply is left over. Don’t let this moment pass you by. Get the journal while supplies last as a keepsake for MJ’s passing with spaces for your personal experience and pictures.

To receive your copy, please send $8 per copy in cash or money order to King of Pop Journal, 3832-10 Baymeadows Rd., Suite 205, Jacksonville, FL 32217 and make sure your name and address is on the envelope.

Or you can buy now for $7.35:

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