MyTenSense.com

I’ve been a successful agent in the health insurance industry for the last four years, and even I have been confused by Congress’ ongoing meetings about health care reform since the summer.
But I do know this. The Democrats received the 60 out of 100 Senate votes necessary to move closer to passing a health care bill that will enable 30 million of the estimated 50 million uninsured Americans to purchase affordable health insurance without being turned away for pre-existing conditions. The final vote for the $871 million health care overhaul is on Christmas Eve.
This is huge because, over the years, I’ve seen individuals unfairly pay $1,000 a month for health insurance because of their pre-existing conditions, and I’ve seen vibrant young men turned down for coverage because of a surgery they had in their past.
Now, those people will get a break because our country is deciding to take care of the regular working class by providing affordable, accessible health care.
The poor, the disabled and the elderly have already been taken care off by Medicaid and Medicare since President Lyndon B. Johnson signed those programs into law in 1965.
And soon President Barack Hussein Obama will sign a bill to take care of the millions of Americans who make too much to qualify for Medicaid and are too young for Medicare.
Once the health care bill is passed, I hope the insurance exchanges work similar to the new Medicare Advantage program that was passed in 2003. Medicare Advantage offers dozens of plans for senior citizens to choose from to cover hospitalization, doctor visits, surgery, dental, vision and prescriptions for no premium to a low monthly premium. Enrollment is Nov. 15-Dec. 31 of each year.
I look forward to learning more about the upcoming health care exchange so I can educate uninsured Americans as I have done with the senior community to provide peace of mind that health care coverage is available when they need it.

By Teneshia LaFaye
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