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I’ve said it before and I will say it again. If you’re in college or considering going to college, you should avoid getting student loans at all costs because it’s hard to get a job in the field of your degree and the debt weighs you down for a good portion of your life [...]
I recently read a study that 49% of Americans aren’t saving any money toward their retirement.
That’s not shocking at all when you consider a U.S. Census in December revealed that 48% percent of Americans are considered poor or low income.
Given these circumstances, I think it’s wise that half of Americans aren’t [...]
I felt so bad for former NFL star Terrell Owens when three of the four mothers of his four children chastised him during a recent episode of the Dr. Phil Show.
The ladies were complaining about the fact that T.O. has stopped paying each of them $10,000-$20,000 per month in child support for each [...]
This weekend, drafted and undrafted rookies in the National Football League are participating in mini camp to ease them into the mental and physical challenges of playing at the professional level before they are grouped with veterans during summer training camp.
Many of these rookies won’t make a regular-season NFL roster. Regardless of whether [...]
Earlier today, I found out some unsettling news about Social Security that is likely to upset many others when they find out, which is probably why the U.S. government never made an official announcement.
I was informed of an unsettling decision the government made to save millions while throwing American workers’ future retirement into [...]
If you don’t have the money, you should charge it, right?
By Teneshia LaFaye On April 29, 2012 · 6390Leave a Commenthttp%3A%2F%2Fmytensense.com%2F2012%2F04%2Fif-you-dont-have-the-money-you-should-charge-it-right%2FIf+you+don%27t+have+the+money%2C+you+should+charge+it%2C+right%3F2012-04-29+19%3A04%3A19Teneshia+LaFayehttp%3A%2F%2Fmytensense.com%2F%3Fp%3D6390
Wrong. As I’ve said before, you shouldn’t be using credit cards if you don’t have money saved for a rainy day.
So you certainly shouldn’t use a credit card if you’re broke.
Yet, that’s exactly what a cashier expected me to do earlier today.
I took my youngest son shopping at Kohl’s for [...]
If you’ve been reading my blog lately, you know that I despise student loans because it’s the only debt that cannot be dumped in bankruptcy, and many people who have student loans aren’t even working in the profession to justify borrowing money for college.
Americans owe more in student loans than they do in [...]
When I spoke to a group of college freshmen yesterday, one of the students asked me if a financial advisor was correct that if he invests $1,000 at the age of 18, it would grow to $500,000 by the time he retires.
I initially said, “no” the financial advisor was incorrect. But then I [...]
Times are tough right now for those of us who are not in the exclusive 1% of Americans who control most of the country’s wealth.
So many of us think,”If only I could win the lottery. If only I can get a raise on my job”.
But actually the more money you make, the [...]
Think before you act, cause it can really cost you in your wallet
By Teneshia LaFaye On April 18, 2012 · 6341Leave a Commenthttp%3A%2F%2Fmytensense.com%2F2012%2F04%2Fthink-before-you-act-cause-it-can-really-cost-you-in-your-wallet%2FThink+before+you+act%2C+cause+it+can+really+cost+you+in+your+wallet2012-04-19+03%3A06%3A22Teneshia+LaFayehttp%3A%2F%2Fmytensense.com%2F%3Fp%3D6341
We all make mistakes, and we all sin. But some of our misdeeds can really cost us in our wallets, such as driving over the speed limit and failing to pay taxes. That’s why we should heed the saying of thinking before you act. Thinking about the consequences kept me out of a lot [...]
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